Insurance

Different kinds of insurance, (e.g. health, agriculture) can help to protect farmers’ investments in their farms or help them overcome unexpected shocks—research on microinsurance has found positive impacts on investment in inputs, household income, and household resilience to health-related consumption shocks. Given smallholder farmers’ high risk exposure and limited fallback options, insurance is a critical financial tool for these households.

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Report:

500 million households globally depend on agriculture for their livelihoods. Increasingly affected by...

AgDevCo Zambia photo
Analysis: Among financial services and according to CGAP's latest research, insurance seems to be one of the products whose positive impact in the lives of the underserved is most consistent. In the case of smallholder farmers, agricultural insurance offers protection against climate shocks, helping them to avoid financial losses and to build greater resilience.
Farmland aerial
Spotlight: A sector update on the state of smallholder agricultural insurance and the opportunities for elevating those solutions.
Farmland aerial
Report: A new landscape report by ISF Advisors, with support from the Syngenta Foundation for Sustainable Agriculture, highlights the current status and future development of agricultural insurance for smallholder farmers. Based on interviews with more than forty-five key agricultural insurance stakeholders, our research paints a picture of an industry that shows great potential but struggles to achieve the necessary scale and product-level refinements.
Report: ATAI's latest policy bulletin, Making It Rain, reviews 10 randomized evaluations of weather index insurance. The study shed light on the barriers around uptake and usability for weather index insurance. Their findings are consistent with the market trends we are witnessing as well as our own broader call to action in this space.
Report: The 2015 international FGDA conference, "Improving Financial Inclusion of Smallholder Farmers”, brought together industry experts from MFIs and agricultural finance providers to exchange ideas and share best practices to close the financing gap for smallholder farmers.

Insurance

Different kinds of insurance, (e.g. health, agriculture) can help to protect farmers’ investments in their farms or help them overcome unexpected shocks—research on microinsurance has found positive impacts on investment in inputs, household income, and household resilience to health-related consumption shocks. Given smallholder farmers’ high risk exposure and limited fallback options, insurance is a critical financial tool for these households.