Digital Financial Services

Financial solutions delivered over mobile and digital channels, typically enabling greater reach than traditional banking channels.  Services may include transactional or payments solutions that enhance client productivity or purchasing power.

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BTCA
Report:

This October 2017 Better Than Cash Alliance report examines how shifting to digital payments...

Smallholder finance
Analysis: Part 6 of the Pulse series highlights early learnings around the smallholder finance enabling environment and makes recommendations for future research.
Juhudi Kilimo
Media: As part of a Learning Lab Webinar series to highlight and showcase the work of our partners, on July 20, 2017 we hosted a webinar with Entrepreneurial Finance Lab (EFL) and Juhudi Kilimo – a Mastercard Foundation Fund for Rural Prosperity Winner – focused on the use of psychometrics for smallholder credit scoring. This blog includes webinar materials such as the presentation, recording, and responses to any questions that we were unable to answer during the webinar due to limited time.
TA Pulse
Analysis: Part 4 of ISF's and RAF Learning Lab's Pulse series draws insights from the evolving Technical Assistance (TA) landscape in agricultural finance.
Alternative delivery channels
Report:

The MIX  – with support from The MasterCard Foundation, UNCDF, and IFC – has...

Report: Mercy Corps' AFA program conducts country-level ecosystem reviews in coordination with its work to support the expansion of digital financial and non-financial services to smallholder farmers in Kenya, Tanzania and Zambia. These analyses are published as white papers in the "Fertile Ground" series. This is the Tanzania white paper.
KCB Bank
Report:

KCB Group, a RAF Learning Partner, shares details on their current programming efforts...

Analysis: Our learning brief explores the role of digital approaches (across the lending value chain) in making it possible to profitably serve the smallholder market at scale. What do the digital journeys of financial service providers entail? What results are FSPs seeing and what challenges do they face?
Analysis: Smallholder asset lender Juhudi Kilimo used a cloud-based management information system to improve its operational efficiency. Then it tested a new SMS reminder initiative, which proved promising in pilot but faced challenges during rollout. Elvin Walela tells this chapter in the story of Juhudi's digital journey.
Analysis: The fourteenth briefing note in a series from the Initiative for Smallholder Finance, the Dalberg Design Impact Group (DIG) explores the causes of low uptake in digital credit for smallholders to better understand how we can develop concrete product solutions to jump-start adoption of digital credit products by them. 

Digital Financial Services

Financial solutions delivered over mobile and digital channels, typically enabling greater reach than traditional banking channels.  Services may include transactional or payments solutions that enhance client productivity or purchasing power.