Credit Assessment

An assessment on the creditworthiness of a business or organization by evaluating their ability to repay a financial obligation. Aware of the benefits of technology, a number of winners of the first innovation competition of the Fund for Rural Prosperity are actively incorporating into their operations such fintech elements as branchless banking that reaches remote customers, SMS updates, and mobile payments to smallholder suppliers, and digitization of value chain data for purposes of credit scoring.

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Juhudi Kilimo
Media: As part of a Learning Lab Webinar series to highlight and showcase the work of our partners, on July 20, 2017 we hosted a webinar with Entrepreneurial Finance Lab (EFL) and Juhudi Kilimo – a Mastercard Foundation Fund for Rural Prosperity Winner – focused on the use of psychometrics for smallholder credit scoring. This blog includes webinar materials such as the presentation, recording, and responses to any questions that we were unable to answer during the webinar due to limited time.
Responsible Agriculture Finance for Smallholder Farmers in Tanzania and Uganda
Report:

The MasterCard Foundation's Rural and Agricultural Finance team recently commissioned the Social Innovation...

Analysis: The Learning Lab is researching how digitalization affects the business case for smallholder finance, specifically: what role do digital tools play in successful business models for lending to smallholders? Here we provide early findings from the research, in the form of a presentation from a Sep. 2016 workshop where Dalberg and the Lab discussed the results of organization surveys and expert interviews.
ISF briefing 11 cover
Analysis: The eleventh briefing note in a series from the Initiative for Smallholder Finance explores how innovative lenders are using new data sources and analytics to assess the creditworthiness of borrowers. The full report is available for download here.
Community: SCOPEinsight and the Cooperative Bank of Oromia (CBO) are partnering to increase transparency around agricultural SMEs and enhance the marketplace for agricultural finance in Ethiopia.

Credit Assessment

An assessment on the creditworthiness of a business or organization by evaluating their ability to repay a financial obligation. Aware of the benefits of technology, a number of winners of the first innovation competition of the Fund for Rural Prosperity are actively incorporating into their operations such fintech elements as branchless banking that reaches remote customers, SMS updates, and mobile payments to smallholder suppliers, and digitization of value chain data for purposes of credit scoring.