Alternative data

Use of non-financial payment reporting data, including via big data sets, to increase the viability of providing financial solutions for smallholders, e.g. mobile top-up history for credit scoring.

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Better together cover page
Media: On February 28 and March 1 the RAF Learning Lab team – in collaboration with Dalberg – hosted a webinar summarizing insights from our second Learning Brief, Better together: Last mile partnerships for smallholder finance.
Learning brief 2
Analysis: The second in the Lab's Learning Brief series, "Better together: Last mile business partnerships for smallholder finance,"* offers baseline insights for building or enabling businesses partnerships to better serve smallholders. These are early findings from an ongoing study of four value chain/technology players looking to partner with financial institutions.
ISF briefing 11 cover
Analysis: The eleventh briefing note in a series from the Initiative for Smallholder Finance explores how innovative lenders are using new data sources and analytics to assess the creditworthiness of borrowers. The full report is available for download here.

Alternative data

Use of non-financial payment reporting data, including via big data sets, to increase the viability of providing financial solutions for smallholders, e.g. mobile top-up history for credit scoring.