Mercy Corps' AFA program conducts country-level ecosystem reviews in coordination with its work to support the expansion of digital financial and non-financial services to smallholder farmers in Kenya, Tanzania and Zambia. These analyses are published as white papers in the "Fertile Ground" series. This is the Tanzania white paper.
With strategic learning partner, Dalberg Global Development Advisors, and support from The MasterCard Foundation, this white paper outlines major findings for institutions that provide digital financial (DFS) and non-financial services for smallholder farmers in Tanzania, as well as enabling actors - including donors, investors, and government bodies. The goal of this paper is to provide information that can support the increased range, scale, and quality of services offered in the country.
The AFA Tanzania Ecosystem study was conducted over a four-month period from late 2015 to early 2016, including desk research, expert interviews and farmer focus group discussions. The paper looks at the agriculture sector in Tanzania, and the needs of smallholders, including mapping value chains by smallholder participation and level of organization. It examines the development of the financial sector that can support smallholders, particularly the growth of mobile money, and the landscape of digital and non-digital financial service providers. The paper also covers distribution channels, and moves into value-added (non-financial) services including farmer capability building, before exploring the role of innovative technologies and alternative data. It concludes with a summary of current opportunities for DFS and mAgri solutions for smallholders in Tanzania.
For additional information download AFA's 2016 presentation, Smallholder Farmers in Tanzania.