24 Jun 2020
Learning Lab, IDH , ACRE Africa

Among financial services and according to CGAP's latest research, insurance seems to be one of the products whose positive impact in the lives of the underserved is most consistent. In the case of smallholder farmers, agricultural insurance offers protection against climate shocks, helping them to avoid financial losses and to build greater resilience.

In the summer of 2019, the Learning Lab and IDH engaged with ACRE Africa – a risk management solutions designer enabling agricultural insurance to smallholder farmers across sub-Saharan Africa – to conduct a Service Delivery Model Assessment to better understand the extent and the conditions under which the insurance agent could generate positive returns at scale. While ACRE Africa operates in several countries with physical presence in Kenya, Rwanda and Tanzania and provides a range of services (from product development and risk monitoring to training and feasibility studies) across a wide range of both stand-alone and bundled products (e.g., loans, input provision) and partners (e.g., financial institutions, agribusinesses, telcos), this Service Delivery Model Assessment focused on ACRE Africa’s credit-bundled insurance portfolio in Kenya.

This case...

16 Jun 2020
ISF Advisors
Farmland aerial view

The seventeenth Briefing Note in this series from ISF Advisors builds on previous analysis of the natural stages of agricultural finance and interrogates more deeply the transition that countries make from government-led to more bank-led agricultural finance.

By adding the historical experiences of Mexico, Turkey, and Uganda (as well as other specific initiatives in other countries around the world) to past research by ISF Advisors into the United States, Germany, and South Korea, we gain a greater understanding into the unique approaches that different countries have taken to make this transition.

While these approaches are heavily influenced by each country’s macro-level approach to managing the economy, analysis shows the importance of meso-level enablers and more direct micro-level interventions. As we unpack government actions into these different levels and acknowledge the dynamic interplay between the agricultural and finance sides of the market we create a more systemic view of these historical experiences.

Download the Briefing Note and Case Study Compendium below.

12 Jun 2020
ICCO Cooperation

Strengthening African Rural Smallholders, in short STARS, is a five-year (2017–2021) project in partnership with Mastercard Foundation and ICCO Terrafina. Through a market system development (MSD) approach the project focuses on improving access to finance and markets for more than 200,000 smallholder farmers in Ethiopia, Rwanda, Senegal and Burkina Faso. The project plans to have an overall impact in the lives of more than 1 million people.

In all four countries, STARS has a specialized MSD team partnering with microfinance institutions, the private sector, producer organizations, and various government bodies to create systemic change benefitting smallholder farmers. Below you will find a selection of case studies, lessons learned, and success stories of the STARS activities in each of the four countries.