20 Jul 2018

The Partnership for Finance in Digital Africa (FiDA) is an initiative led and hosted by Caribou Digital, as part of the Mastercard Foundation Financial Inclusion Program. In this rapidly changing digital world, FiDA collaborates with leading organizations and companies across the digital finance space to inform and produce research on financial inclusion.

To inform their work, FiDA recently published a case study called, “Launching into space: Using satellite imagery in financial services,” which offers insight into the method behind how Apollo Agriculture and Harvesting Inc. integrated earth observation technology into their business models and product offerings. This case study explores the feasibility of FinTechs engaging in data analytics techniques, such as interpreting data points captured by satellite imagery, to leverage smallholder farmers’ creditworthiness to financial service providers.

Download the full study below to learn more.


18 Jul 2018
AgDevCo, Opportunity International , Learning Lab

Webinar Summary

Women comprise approximately 50% of the labor force in sub-Saharan Africa and yet, are less likely to access financial services – like credit, insurance, and savings – which limits their purchasing power and excludes them from their local economy. As a result, women lose out on income-generating opportunities, which could lead to their economic empowerment and financial independence. Thus, inhibiting their agency within their household and community, and trapping them in a cycle of poverty and inequality. However, women aren’t the only ones missing out on opportunities. By not intentionally integrating women into their supply chains or designing products with women’s needs in mind, agribusinesses and other service providers are losing out on potential business opportunities to expand their reach and engage a valuable consumer base.

To help women rise out of poverty while also ensuring organizations benefit from the business opportunity, agribusinesses need to more intentionally invest in business models that empower women, both in terms of financial services and agricultural outgrower schemes. Not only will this improve women’s economic prosperity, but more gender-inclusive investments could help women make a more significant commercial contribution to agribusinesses. If women had the same access to productive assets as men, it could increase farm yields by 20-30%, thereby contributing positively to a businesses’ bottom line...

10 Jul 2018
Root Capital
By: Kate Hyder, Root Capital Advisory Services Manager

Each year, more than 10 million young people across Africa enter the job market, competing for just three million formal jobs. As the continent’s youth population swells steadily towards a projected total of 800 million by 2050, this demographic crisis will intensify even further.

This pinch is felt perhaps most acutely in Africa’s rural regions, where agriculture dominates the market but often fails to deliver the lucrative careers that young people desire. Instead, many of the 300 million young people classified as “working poor” have agricultural jobs beset by low pay, low productivity, and exposure to risks such as shifting weather patterns and volatile markets. Job prospects in their home communities are unattractive, so many leave their family farms behind.

Why rural talent management? 

Rural talent management is a pressing economic challenge, but it’s one that agricultural businesses are uniquely positioned to address. For example, by providing young people with reliable incomes and jobs—not only for farmers, but also for employees throughout the enterprise—agricultural businesses can help make the industry an...