24 Jun 2020
Tech Blog

500 million households globally depend on agriculture for their livelihoods. Increasingly affected by shocks and extreme weather patterns, most do not have any insurance to protect their income. Using primary and secondary research, this report from GSMA AgriTech explores how mobile technology can drive the adoption of index insurance to develop smallholder farmer resilience. Their recommendations show how index insurance services can grow through bundling and partnership-based approaches. 

Read the GSMA AgriTech report, 'Agricultural insurance for smallholder farmers: Digital innovations for scale'

24 Jun 2020
Root Capital

Root Capital recently conducted four deep-dive evaluations with client agricultural businesses in the Democratic Republic of Congo, Indonesia, Kenya, and Peru. Through these studies, they sought to identify how affiliation with a Root Capital client influences farmer livelihoods. They also looked at whether female farmers have different access to critical services than men and how that might affect their participation in agricultural value chains. Click below to read a summary of the first of these studies, which focuses on cocoa cooperatives in Peru. 

Read the Latest Findings About Root Capital's Impact on Rural Livelihoods

24 Jun 2020
Learning Lab, IDH , ACRE Africa

Among financial services and according to CGAP's latest research, insurance seems to be one of the products whose positive impact in the lives of the underserved is most consistent. In the case of smallholder farmers, agricultural insurance offers protection against climate shocks, helping them to avoid financial losses and to build greater resilience.

In the summer of 2019, the Learning Lab and IDH engaged with ACRE Africa – a risk management solutions designer enabling agricultural insurance to smallholder farmers across sub-Saharan Africa – to conduct a Service Delivery Model Assessment to better understand the extent and the conditions under which the insurance agent could generate positive returns at scale. While ACRE Africa operates in several countries with physical presence in Kenya, Rwanda and Tanzania and provides a range of services (from product development and risk monitoring to training and feasibility studies) across a wide range of both stand-alone and bundled products (e.g., loans, input provision) and partners (e.g., financial institutions, agribusinesses, telcos), this Service Delivery Model Assessment focused on ACRE Africa’s credit-bundled insurance portfolio in Kenya.

This case...