Analysis: The thirteenth briefing note in a series from the Initiative for Smallholder Finance, explores the latest practices from the climate finance community and the agricultural finance community to understand how new combined models can boost returns and attract new investors.
Report: The AGRA financial inclusion team has been working on an assessment of the business models of fifteen ICT4Ag solution providers in Kenya, Tanzania, and Ghana. The case studies are now available, and Hedwig Siewertsen, AGRA's Team Leader of Financial Inclusion, summarizes some of the findings.
Analysis: CGAP’s National Survey(s) and Segmentation of Smallholder Households in Mozambique, Tanzania, and Uganda explores the financial, agricultural, and digital demands of smallholder households. The surveys are a groundbreaking effort to build a representative evidence base for the demand-side of the smallholder finance equation. The links above provide access to both summary reports and full micro datasets for each country, for further analysis. This blog summarizes a few of the key themes and specific variations across the three countries.
Report: The Learning Lab is researching how digitalization affects the business case for smallholder finance, specifically: what role do digital tools play in successful business models for lending to smallholders? Here we provide early findings from the research, in the form of a presentation from a Sep. 2016 workshop where Dalberg and the Lab discussed the results of organization surveys and expert interviews with selected MasterCard Foundation partners, and financial and digital service providers. In addition to the presentation file, the blog below summarizes some of the key takeaways from the study to date.
Report: Cutting edge approaches to rural and agricultural finance rely on varying degrees of digitalization to reach more customers, and reduce costs and risks of serving smallholders. However, when the the product deployed is itself digital, there are new risks to manage. This handbook presents a risk management framework for DFS.
Tool: On August 31 the Learning Lab team hosted a private webinar for partners where we shared rationale and approach to measuring customer satisfaction in the rural and agricultural finance industry. The presentation from this webinar, alongside a short summary of its learnings and the full webinar recording are now available for public viewing.
Analysis: The Learning Lab recently supported research by the MIX on detailed 2015 lending data from leading social lenders, who make up the Council on Smallholder Agricultural Finance (CSAF). The findings were summarized in the 2015 CSAF annual report, which takes a deeper look into the current state of the sector through the lens of donors, investors, and lenders. Dan Zook, Director of Investments at the Initiative for Smallholder Finance (ISF), unpacks some of the key highlights from the report, many of which corroborate and illustrate major insights from our study, Inflection Point.